It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

PUMPKIN CUPCAKES WITH CINNAMON CREAM CHEESE FROSTING

The BEST EVER spiced pumpkin cupcakes with a delicious and easy cinnamon cream cheese frosting !!


These muffins are adapted from a recipe featured on Taste of Home. This cupcakes are deliciously flavored and have the best texture! The cinnamon cream cheese frosting complements the cupcakes perfectly and it’s admittedly my favorite part.

Pumpkin Cupcakes with Cinnamon Cream Cheese Frosting Recipe

The BEST EVER pumpkin cupcakes with a delicious and easy cinnamon cream cheese frosting



Ingredients
Cupcakes

  • 3/4 cup unsalted butter, softened not melted
  • 1 and 1/2 cups white granulated sugar
  • 1 cup brown sugar, lightly packed
  • 3 large eggs
  • 1 can (15 ounces) pumpkin (make sure it's not watery; I recommend Libby's)
  • 1 cup buttermilk (OR 1 cup regular milk with 1 tablespoon vinegar), separated
  • 1 teaspoon vanilla extract
  • 2 and 1/3 cups white all-purpose flour
  • 1 tablespoon pumpkin pie spice
  • 1 and 1/2 teaspoons ground cinnamon
  • 1/2 teaspoon ground ginger
  • 1 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • 3/4 teaspoon salt

Frosting

  • 1 package (8 ounces) full fat cream cheese, softened
  • 1/2 cup unsalted butter, softened
  • 4 cups powdered sugar
  • 1 and 1/2 teaspoons vanilla extract
  • 2 teaspoons ground cinnamon

Instructions

  1. Preheat oven to 350 degrees F. Line a muffin tin with paper liners and set aside.
  2. In a large bowl, cream the softened butter, white sugar, and brown sugar until light and fluffy. 
  3. Add in the eggs, one at a time, beating after each addition. Add in the pumpkin, 1/4 cup buttermilk, and vanilla extract
  4. In another bowl, combine the flour, pumpkin pie spice, cinnamon, ginger, baking powder, baking soda, and salt. Mix. Add the dry ingredients to the wet ingredients in three parts, alternating each part with adding in 1/4 cup buttermilk (to use up the  remaining 3/4 cup buttermilk).
  5. Fill the prepared muffin tin liners three-fourths the way full (this batter makes exactly enough for 24 cupcakes). Bake 20-25 minutes or until a toothpick inserted in the center comes out clean. 
  6. Cool 10 minutes before removing from pans to wire racks to cool completely.
  7. For the frosting: in a large bowl, beat cream cheese and butter until fluffy. Add powdered sugar, vanilla and cinnamon; beat until completely smooth. 
  8. Frost the cupcakes. (Refrigerate any leftover cupcakes) Best within 2-3 days.

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