It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

CHEESECAKE CHOCOLATE CHIP MUFFINS

Breakfast has never been this decadent or delicious! Treat your family to Cheesecake Chocolate Chip Muffins this weekend and make breakfast an event they won’t soon forget. Decadent chocolate chip muffins stuffed with a creamy cheesecake filling are a chocolate lover’s dream come true!


This easy muffin recipe is filled with a cheesecake filling and topped with mini chocolate chips for an over-the-top delicious chocolate flavor that is guaranteed to start your morning off right.



It’s a really delicious way to start the day and feels sooo decadent. These muffins also double as cupcakes and can be eaten as dessert, of course.

Tips for the Best Chocolate Chip Muffin Top!

I bake the muffins for five minutes at 400F and then reduce the temperature down to 350F. This gives the muffins that nice “muffin top”. They only take about 12 to 15 minutes more and they’re ready to go. I honestly cannot resist these muffins warm from the oven. The melty chocolate, the creamy cheesecake – it’s outrageously good.

Cheesecake Chocolate Chip Muffins Recipe 
Breakfast has never been this decadent or delicious! Treat your family to Cheesecake Chocolate Chip Muffins this weekend and make breakfast an event they won't soon forget. Decadent chocolate chip muffins stuffed with a creamy cheesecake filling are a chocolate lover's dream come true!



Ingredients

Chocolate Chip Cheesecake Filling

  • 8 oz cream cheese, softened
  • 1/2 cup granulated sugar
  • 1 egg, room temperature
  • 1/2 tsp vanilla extract
  • 1/4 cup mini chocolate chips

Chocolate Chip Muffins

  • 2 cups all-purpose flour, spooned and leveled
  • 1/2 cup unsweetened cocoa powder
  • 1 tsp baking soda
  • 1 tsp salt
  • 1/2 cup coconut oil (warm to a liquid state)
  • 1 cup granulated sugar
  • 1 egg, room temperature
  • 1 cup plain Greek yogurt
  • 1/4 cup milk
  • 1/4 cup strong coffee, cold
  • 1 tsp vanilla extract
  • 3/4 cup mini chocolate chips, divided

Instructions

  1. Chocolate Chip Cheesecake Filling
  2. Line a muffin pan with liners and set aside. Preheat oven to 400F.
  3. In a medium size bowl, beat cream cheese and sugar together until light and fluffy, about 2 to 3 minutes.
  4. Add egg and vanilla extract and continue beating until well combined.
  5. Stir in chocolate chips.
  6. Transfer to a ziploc bag and chill until needed.
  7. Chocolate Chip Muffins
  8. In a large bowl, whisk together flour, cocoa powder, baking soda and salt. Set aside.
  9. In a medium bowl, whisk together coconut oil and sugar.
  10. Add the egg, Greek yogurt, milk, coffee and vanilla extract and continue whisking until combined.
  11. Stir wet ingredients into dry ingredients just until combined. Stir in 1/2 a cup of mini chocolate chips. 
  12. Transfer muffin batter to a ziploc bag and cut off one corner.
  13. Pipe batter into each liner until about halfway full leaving the center empty if possible. The batter is very thick.
  14. Remove the cheesecake filing from the refrigerator and snip one corner of the ziploc bag. Press the tip of the bag into the center of each muffin and squeeze about two tablespoons of filling into the center of each muffin.
  15. Top with another tablespoon of muffin batter and sprinkle with mini chocolate chips.
  16. Bake at 400F for 5 minutes. Turn temperature down to 350F and continue baking for an additional 12 to 15 minutes or until the top of the muffins springs back when pressed.
  17. Let cool slightly before serving.

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